I Will Help You Find That Ideal Home.
Purchasing a home can be a daunting experience, especially in these difficult and uncertain economic times! You are faced with a number of important decisions, not the least of which is just making the decision whether or not to buy in the first place. But of course there are other decisions too, and these can also be stressful and confusing. When to buy? Where? How much can I afford? How does it compare with others that are for sale? Locating the ideal home can be time consuming and frustrating and obtaining a mortgage can seem like a complex process. But with the proper help and professional expertise, it's not as difficult as you might think. And when you finally do reach your goal of owning a new home, the rewards are unquestionable.
I know what it's like to be faced with a purchase this big. My family and I have been there and I understand how it feels when you talk big numbers and long term commitments. But I promise to make that experience a lot less stressful for you and your family. I will be at your side each step of the way and I will make the process of purchasing a home easier, less time-consuming and much more enjoyable than if you undertook this challenge on your own! I will help you locate and assess properties for sale that match your specifications, and I will help you through the myriad of details involved in the actual purchase. I will act on your behalf and work with you at your speed and at your direction, not mine!
As a professional with over 30 years of experience, I am familiar with the homes currently on the market, and I know most of the neighborhood values well. I can help you determine which properties are fairly-priced before you start your search, which, in the final analysis, can end up saving you valuable time and thousands of dollars.
Your First Step.
Your first step to buying a home is to ask yourself why you want to buy one. To stop paying rent? To start building equity? To have a place of your own? To raise a family? To move up to a bigger house or down to a smaller one? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "musts" from the "wants".
Think of yourself as zeroing in on a target, going from the general to the specific. Consider the area, the community, the neighborhood and other important services such as schools, transportation, day care, shopping, recreation, entertainment, etc. Ask yourself how far are you willing to commute to work.
Also think about home styles. How much space do you need? Do you require a one-level home, or are stairs acceptable? Consider the kind of property. Do you want a newer home which requires little or no work, or an older one which you can fix up and add value to? Someday you or your children will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification.
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company or financial institution. This can be done over the phone or even online in a matter of minutes. Most pre-qualifications last for 90 days from the date you are approved so this should give you ample time to find the right home.
Should you need assistance, call me and I will provide you with a list of mortgage professionals who have excellent reputations and track records for successfully acquiring loan approvals for their clients.
I Will Find The Right Home For You.
Once you've been pre-qualified and know what your price range is, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system and our own personal information data base.
I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search listings here at my website.
I Will Help You ... Every Step Of The Way!
I will help you complete your financing and inspections, and close on the transaction. I even arrange to have your home cleaned for free when you move, as part of the service I offer my clients. My top priority is to make sure your home buying experience is pleasant, cost-efficient, and successful and that you are treated with the respect and professionalism you deserve.